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minor finder bender, 2 weeks later wants a police report?
I got into a wreck a few weeks ago. The guy I hit locked his brakes up, going approx. 10 mph due to him not paying attention to the road. At the scene, the guy I hit chose not to notify the police, and that I could pay for his bumper out of pocket. About a week later, after we have both popped our pieces back into place, he now says there is minor damage to the bottom of his trunk, estimated at $2,000. In so doing, NOW he wants a police report in order to notify the insurance. Do I refuse and just give him the money for the bumper like I said I would? Also, he had a TV mounted in his dash that was playing. He verbally told two of our friends that he "felt bad b/c he was watching the TV when the accident happened." Does he have a case or what? I think not b/c how do I know that trunk damage was not already there?
If nobody called police, and police did not arrive, then there is no police report, and he's BSing you.
However, I am NOT sure if going insurance is your best option, since it sounds like you were tailgating him (in fact, 99% of cases where you hit a car ahead is called tailgating, and the guy behind is usually assigned 100% at fault).
Offer him an extra $500 on top of the bumper, see if he will take it. If not, you may have to bite the bullet and call your insurance.
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